Three compensation plans.
One set of tools nobody else has.
We are not the cheapest brokerage in St. Louis and we are not the biggest. We build our own technology, we publish exactly what our plans cost, and we let you pick the one that fits the business you really have. Cap at $10,800, go 100% for a flat monthly, or climb a ladder to 95/5 on Team MORE.
Pick the plan that matches the business you actually have
Most brokerages make you ask what the plan costs. Here are all three, with the real numbers. Every plan includes the same tools, the same coaching, the same broker support and the same compliance backup. The only thing that changes is how you pay for it.
A great way to grow
For newer agents, and for anyone building a business who would rather have the brokerage investing alongside them than pay a fee every month.
- A split ladder that runs all the way to 95/5 on your own production
- Company leads at no additional cost, and no referral fee charged on them
- Signs, lockboxes and business cards provided by MORE
- No monthly fee
Split tiers are shown below.
Pay as you go, then stop paying
For experienced agents whose volume moves around and who do not want to commit to a monthly fee.
- No monthly fee, no desk fee
- You only pay when you close, which means a slow quarter costs you nothing
- Cap resets on your annual anniversary date, not January 1
- $10,800 is the ceiling. There is no scenario where you pay us more than that in splits
Best value if you are producing under roughly $28,000 in gross commission a year, because 30% of that is less than the flat plan costs.
Flat fee, full commission
For experienced agents with steady production, and the best structure we offer for teams.
- 100% of the commission on every transaction
- Additional agents on a team are $395 per month
- From the fourth team agent on, $295 per month
- Cheapest plan we offer the moment your annual gross commission passes roughly $28,000
Teams: a team leader plus three agents runs $1,780 a month total, at 100% commission on every one of their closings.
The ladder, and what it takes to climb it
Your split for any given month is set by your own gross commission over the 12 full calendar months ending the month before. Every closing counts toward it, no matter where the business came from. Close well and the raise shows up automatically. Nobody has to approve it and you do not have to ask.
Why a Team MORE agent stays on Team MORE
The ladder is real, and it is yours. Every closing you put on the board counts toward it, whether you found the client yourself, got a referral from a neighbor or picked up a lead from us. At $225,000 of rolling gross commission you are at 95/5, and you got there on your own production.
What the plan adds on top of that is us investing in you while you climb. Company leads come at no additional cost and we charge no referral fee on them, and we pay for your signs, your lockboxes and your business cards. We are not going to tell you how many leads you will get or promise they will carry you up the ladder. They are an advantage, not the plan.
Cap Plan or 100% Plan: here is exactly where they cross
This is the real decision an experienced agent makes, so we are going to show you the arithmetic instead of making you do it in a recruiting meeting. The Cap Plan costs you 30% of your gross commission until $10,800. The 100% Plan costs you $8,340 a year, flat. They break even at about $27,800 of annual gross commission, and above $36,000 the gap between them stops growing and settles at $2,460.
| Your gross commission for the year | Cap Plan: you keep | 100% Plan: you keep | Which one wins |
|---|---|---|---|
| $20,000 | $14,000 | $11,660 | Cap Plan, by $2,340 |
| $27,800 | $19,460 | $19,460 | Dead even |
| $36,000 | $25,200 | $27,660 | 100% Plan, by $2,460 |
| $75,000 | $64,200 | $66,660 | 100% Plan, by $2,460 |
| $125,000 | $114,200 | $116,660 | 100% Plan, by $2,460 |
| $200,000 | $189,200 | $191,660 | 100% Plan, by $2,460 |
| $300,000 | $289,200 | $291,660 | 100% Plan, by $2,460 |
The one fee everybody pays, and we are not going to bury it
Every MORE agent pays an annual administrative and errors-and-omissions fee, currently $450 a year, billed on your anniversary date. That is on top of the plan you choose, and it is the only other recurring charge we have. No desk fee, no technology fee, no per-transaction fee, no monthly fee outside the 100% Plan, and no charge for any of the tools on this page.
The amount is stated on your compensation agreement, so you will see it in writing before you sign anything.
We did not buy our technology. We built it.
Every brokerage in town will tell you they have great technology. Then they hand you a login to the same three vendor products your competitor down the street is using. Ours does not exist anywhere else, because we wrote it.
The MORE Lobby is our private agent platform. It is where our agents pull comps, build CMAs, generate market charts, publish listings, run their pipeline, get their compliance answered and share the consumer sites that feed them leads. It is included in every plan at no additional cost, and it gets new tools constantly because the people building it are the people running the brokerage.
The support that shows up on a Tuesday afternoon
Technology is easy to demo. What matters is what happens when a deal is going sideways at 4:45 on a Friday. Here is what you get from us that has nothing to do with software.
A broker who answers
Not a call center, not a ticket queue, not a regional manager three states away. You call, we answer, and the person answering has actually done the thing you are asking about.
CORE Coaching, every week
Our weekly online coaching session, and the reason our most productive agents keep showing up. Strategy, scripts, market reality and what is working right now.
Monthly office meetings
Online, substantive and worth the hour. Industry changes, technology, legal developments and what is happening in our market before it reaches the trade press.
Training library on demand
More than 2,300 recorded sessions, meetings and how-to videos in the Lobby, searchable and available whenever you want them. No schedule to keep.
Compliance that catches things early
Our system watches your files and flags what is missing or expiring while you can still fix it. A missing signature found in week one is paperwork. Found at closing it is a crisis.
Mentoring for newer agents
If you are new, you are not handed a desk and wished luck. Team MORE exists so a newer agent has leads to work and someone to work them with.
Consumer websites that feed you
Home search, sold prices, market updates, open houses, coming soon, luxury, villas, condos, investor and new construction. Ours, not a franchise template, and every one of them can be shared under your ID.
You get paid when the money lands
Our closing intake picks up the file automatically and generates the payout. No month-end check run, no waiting for someone to get to it.
Licensing and continuing education
Getting licensed, or need your CE done? We will point you at what to take and how to get through it. Start here.
Leadership that has actually run this association
Real estate is full of brokerages whose leadership you never meet. That is not how this one works. The people who own MORE, REALTORS® are the people who answer the phone, build the tools and sit in the coaching sessions. Between them, our two owners have served as President of the St. Louis Association of REALTORS® in back-to-back years and have each been named REALTOR® of the Year. That matters to you for one practical reason: when the industry changes, we usually know before the memo goes out.
Dennis Norman
Past President, St. Louis Association of REALTORS® (2007). REALTOR® of the Year, 2013. Brokerage, investment and the technology behind the Lobby.
John Williams
Past President, St. Louis Association of REALTORS® (2008). REALTOR® of the Year, 2014. Brokerage, investment and marketing.
John Donati
Brings project management and public relations discipline to how the brokerage runs day to day.
Michael Abernathy
Deep knowledge of Illinois and the St. Louis metro, with the leadership and discipline he developed in the US Air Force.
How we compare
| MORE, REALTORS® | Typical franchise brokerage | Discount or flat-fee shop | |
|---|---|---|---|
| Commission plans | Three, published in full on this page | Negotiated privately, varies by office | One, usually flat |
| Most you can pay in splits | $10,800 on the Cap Plan, or $8,340 flat on the 100% Plan | Franchise fee plus split, often uncapped | Flat fee, often plus per-transaction charges |
| Franchise fee off the top | None. We are independent | Typically 5% to 8% | None |
| Desk, tech and transaction fees | None | Varies, frequently several | Common |
| Proprietary agent platform | Yes, built in house | Licensed vendor tools | Rarely |
| Sold, expired and off-market search | Yes, on our own VOW sites | Through the MLS | Through the MLS |
| Company leads | Yes, and no referral fee on Team MORE | Sometimes, usually with a referral fee | No |
| Live coaching | Weekly, plus monthly office meetings | Varies by office | Rarely |
| AI assistants trained on your market | Included | No | No |
| Broker access | Direct, to an owner | Office manager, then corporate | Often email only |
| Commission payout timing | Generated automatically off the closing | Varies | Varies |
Four steps, and none of them are painful
A confidential conversation
In person or online, with an owner. We show you the whole company, you ask whatever you want, and nobody at your current brokerage hears about it.
Pick your plan
We walk your actual production through all three plans and show you which one costs you the least. If that answer is unflattering to us, we still show you.
Sign and transfer
We handle the license transfer with the Missouri Real Estate Commission, the MARIS and association paperwork, and the timing so nothing lapses.
Get set up
Lobby account, agent ID, email, signs, lockboxes and a walkthrough of the tools. Most agents are working inside a week.
The things agents actually ask us
Can I switch plans later?
Yes. Your business changes and the plan should change with it. The usual move is Team MORE while you are building, then the Cap Plan once your own business carries you, then the 100% Plan when your volume gets steady. We will tell you when the math says it is time, whether or not you ask.
Are there any fees you have not listed on this page?
No. The plan you choose, plus the $450 annual administrative and errors-and-omissions fee. That is the entire list. There is no desk fee, no technology fee, no per-transaction fee, no marketing fee, no franchise fee and no charge for anything in the Lobby. If you carry a Supra key, that is billed by MARIS, not by us.
Do I have to hit a production minimum?
No. There is no quota and no minimum. The Cap Plan exists precisely so an agent with an uneven year pays nothing in months where nothing closes.
What about my team?
The 100% Plan is built for teams. The team leader is $695 a month, additional agents are $395 a month, and from the fourth added agent on it drops to $295. Team fees can be billed to the team leader rather than to each agent, which is usually what leaders want. We will set it up whichever way you run your team.
Are you a franchise?
No. MORE, REALTORS® is independently owned, which is why there is no franchise fee coming off the top of your commission and why we can build our own technology instead of being handed someone else's.
Do you do business in Illinois?
Yes. We are licensed in Illinois with our own managing broker for the Metro East, Michael Abernathy. If you are licensed in both states, that is not a problem for us.
How do company leads work on Team MORE?
We run consumer websites that generate leads, and Team MORE agents get them at no additional cost. We charge no referral fee on a company lead, so you keep your plan split on it, full stop. What we will not do is tell you a number. Lead volume moves with the market and with what you do with them, so we are not going to promise that company leads will carry you up the split ladder. You climb that ladder on your own total production, and the leads are one more thing working in your favor while you do it.
When do I actually get paid?
Our closing intake picks the transaction up automatically and generates your payout from it. Nothing sits in a pile waiting for a person to open it, and there is no month-end check run to wait for.
Will my current brokerage find out I am talking to you?
Not from us. Every conversation is confidential, we do not announce anything until you have signed and are ready, and we do not contact anyone at your current company. Nothing gets published anywhere until you say so.
What if I am not selling enough to justify my dues right now?
Then you may want MORE Referrals instead. It is our referral-only brokerage: you keep your license active for $100 a year, drop your REALTOR® dues and MLS fees entirely, and you are paid 70% or 80% on referrals. You still keep a Lobby account and the sold data. When you are ready to sell again, you move over here.
Ready to move, or just want to look?
Pick whichever one is true. Either way an owner reads this, either way it stays between us, and either way you hear back.
MORE, REALTORS® is an independently owned real estate brokerage licensed in Missouri and Illinois. Compensation plan terms shown on this page are summaries. The governing terms of any plan are the ones stated in the compensation agreement you sign, and plan terms and fee amounts are subject to change. Split tiers on Team MORE are based on gross commission over a rolling 12 full calendar month period ending with the month before the current one.
The Cap Plan and 100% Plan comparison figures shown assume the published plan terms, exclude the annual administrative and errors-and-omissions fee, and are illustrations only, not a projection of your earnings. Association dues, MLS subscriber fees and Supra charges are set and billed by those organizations and are not included in any MORE, REALTORS® plan. Questions: 314-414-6000.
